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Rate Information

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 12/7/2009.
Rate Description Term Payment Description APR APR Type
New Autos, Boats, RV's Up to 72 months rates start at Monthly 4.50% Fixed
Used Autos, Boats, RV's Up to 36 months rates start at Monthly 5.50% Fixed
Used Autos, Boats, RV's 37-60 months rates start at Monthly 5.75% Fixed
Used Autos, Boats, RV's 61-72 months rates start at Monthly 6.00% Fixed
Used Autos, Boats, RV's over 7 years old, rates start at Monthly 7.00% Fixed
Unsecured up to $10,000 Depends on total debt & credit history rates start Monthly 8.95% Fixed
Real Estate / Home Equity locked in for up to 5 years, rates start at Monthly 6.00% Variable

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 12/7/2009.
Rate Description Term Dividend Rates APY
Certificates - 1 Year $1,000 minimum - $100,000 1.00% 1.00%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 12/7/2009.
Rate Description Term Dividend Rates APY
$5.00 to $5,000.00 Quarterly Dividend 0.25% 0.25%
$5,000.01 up to $20,000.00 Quarterly Dividend 0.50% 0.50%
$20,000.01 and up Quarterly Dividend 0.75% 0.75%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 12/7/2009.
Rate Description Term Dividend Rates APY
Certificate - 1 Year $1000.00 minimum - $100,000 1.10% 1.10%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 12/7/2009.
Rate Description Term Dividend Rates APY
Share Draft $100 minimum balance 0.25% 0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 

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