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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 8/12/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| New Autos, Boats, RV's |
Up to 60 months rates start at |
Monthly |
5.00% |
Fixed |
| New Autos, Boats, RV's |
72 months rates start at |
Monthly |
5.50% |
Fixed |
| Used Autos, Boats, RV's |
Up to 36 months rates start at |
Monthly |
6.25% |
Fixed |
| Used Autos, Boats, RV's |
37-60 months rates start at |
Monthly |
6.50% |
Fixed |
| Used Autos, Boats, RV's |
61-72 months rates start at |
Monthly |
6.75% |
Fixed |
| Used Autos, Boats, RV's |
over 7 years old, rates start at |
Monthly |
8.75% |
Fixed |
| Unsecured up to $10,000 |
Depends on total debt & credit history rates start |
Monthly |
8.95% |
Fixed |
| Real Estate / Home Equity |
locked in for up to 5 years, rates start at |
Monthly |
6.00% |
Variable |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 8/12/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Certificates - 1 Year |
$1,000 minimum - $100,000 |
2.50% |
2.52% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 8/12/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| $5.00 to $5,000.00 |
Quarterly Dividend |
1.00% |
1.01% |
| $5,000.01 up to $20,000.00 |
Quarterly Dividend |
1.50% |
1.51% |
| $20,000.01 and up |
Quarterly Dividend |
2.00% |
2.02% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
IRAs
| Rates as of 8/12/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Certificate - 1 Year |
$1000.00 minimum - $100,000 |
2.60% |
2.63% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft
| Rates as of 8/12/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Share Draft |
$100 minimum balance |
1.00% |
1.01% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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